Credit card fraud is rather common all over the United States, as is the prosecution rate for such crimes. There are different types of credit card fraud that include application fraud, intercept fraud, and cards that are stolen or lost. The crime is so serious because someone is always hurt in some way financially, whether it is the credit card company, a business where the forged card was used to make a purchase, or another consumer.
Nonetheless, it is possible to simply be accused of credit card fraud or for there to be circumstances in the case that constitute reduced charges, which means reduced penalties. No matter the case, it is important to have a Phoenix credit card fraud attorney to help you from the time you are accused until the end of the case. If you’ve been accused of credit card fraud in Phoenix, Mesa, Glendale, Scottsdale or the surrounding area it is important to give Myles A. Schneider & Associates a call before talking to the police.
Modern Credit Card Fraud Techniques
While application fraud, stolen cards, etc. are old school techniques that are still used today to commit credit card fraud, there are more modern techniques. They include:
- Fake cards
- Doctored cards
- Skimming with a skimming device to obtain credit card information
- Cloning merchant websites
- Credit card generators
Some cases of credit card fraud are very complicated schemes that utilize the Internet and computer software. Just as there are many of these cases being investigated by the authorities, there are many cases not being investigated. However, anything over $2,000 may be investigated by the bank’s internal fraud unit and the police. If they suspect a person of the crime, that person is likely to be arrested and find themselves in a courtroom. If the amount is an extremely high amount, the Secret Service and the FBI will become involved in the case and that means it may be prosecuted under federal criminal statutes in federal court and, for the defendant, this means having an Arizona credit card fraud attorney experienced in federal cases is ideal.
Phoenix Criminal Defense Attorney
The charges can include such areas as theft of a credit card or obtaining a credit card by fraudulent means, forgery of a credit card, receipt of anything of value obtained by the use of a fraudulent card, fraudulent use, theft of a credit card transaction record, and the possession f any machinery or plate that is used to create a credit card. If convicted of any of these charges, the penalties can be prison time, based upon the amount of damage done, and fines and restitution. Having a solid defense can make all of the difference in a person’s future.
Contact Phoenix Credit Card Fraud Attorney
Credit card fraud is a serious crime and, if you have been charged with or are being investigated for it, you need an experienced and competent attorney to help you along the way. To find out how we can help you in your unique case, call us at 602-926-7373 or fill out our contact form to schedule your free consultation. You have rights that need to be protected and you have options. It is ideal for you to learn about both so that the right decisions can be made in your case toward a satisfactory outcome.
Have you been charged with a crime? Get in touch with a qualified and professional Arizona Criminal Defense Lawyer as soon as possible to discuss your case! Our legal experts will fight for your rights and you will get you justice you deserve.